Determine Financial Need
A student's financial need is the difference between the student's cost of attendance at HCCC, and the amount their family is expected to contribute to the student's education.
Cost of Attendance (COA)
Cost of attendance is an estimate of the full expense associated with attending HCCC for one academic year. Included in our cost estimate is tuition, fees, book charges, room & board and basic allowance for transportation and personal expenses. For local students commuting from home, the estimate also includes expenses for all categories.
Expected Family Contribution (EFC)
Expected family contribution is determined by a formula generated by the U.S. Congress, and is based on information from the FAFSA. The results are forwarded to the schools you listed on the FAFSA to determine aid eligibility. The EFC is a measure of a family's financial strength. It is an estimate of the money the government perceives a family can contribute to their student's educational expenses for a year. It is an estimate, NOT the amount a family is expected to pay.
Your Financial Aid Package
The College gives priority in awarding financial aid to those students with the greatest need. HCCC uses all available federal nonfederal aid, outside scholarships and resources in determining a financial aid package that comes close as possible to meet the student's financial need. However, because campus-based funds are limited, the amount awarded can be less than the amount for which the student is eligible. The College's recommended deadline to file the FAFSA for need-based financial aid is April 1st. Students that have a valid and completed FAFSA will be given priority. Please note filing after April 1st does not necessarily disqualify a student for campus-based programs.
Cost of attendance $16,150
Expected family contribution - $ 2,000
Financial need = $14,150
Federal Pell Grant - $ 3,695
NYS Tap Award - $ 1,900
Outside scholarship - $ 1,500
Financial need = $ 7,055
Supplemental Education Opportunity Grant - $ 400
Federal Work Study - $ 1,000
Financial need = $ 155
Once your application has been processed, the HCCC Financial Aid office will mail you an Award Letter detailing your aid eligibility. All award offers must be accepted or declined by the appropriate deadline.
To accept or decline award offers electronically, students can access their award information on Student Online Services.